Experian explains how technology education can protect users and businesses online

Experian explains how technology education can protect users and businesses online
Experian explains how technology education can protect users and businesses online
  • Experian Peru specialist maintains that it is important to promote this type of knowledge to reduce the digital gap in cybersecurity.

Digitalization has completely changed the online environment for users. Various companies, individuals and society in general have been incorporating and using digital tools in their daily lives that allow them to carry out different activities from anywhere, such as shopping, working remotely, carrying out banking transactions, among others.

However, this progress has also brought with it risks that can jeopardize your online security. Scams, identity theft, and phishing are just some of the threats found in the digital realm. In that sense, cybersecurity has become a crucial issue for the protection of personal and financial information of people and businesses in our country.

According to a recent report by Experian, approximately 70% of businesses have reported an increase in sales losses due to digital fraud in recent years, and more than half of consumers perceive that they are more vulnerable to falling victim to cyberattacks than they were a year ago. In other words, the perception of insecurity when browsing the web has increased.

In addition, there is an increase in cybercrime cases due to the sophistication of technology that has allowed cybercriminals to improve their breach tactics. Experian’s “Data Breach Forecast” study concludes that data breaches are becoming more frequent and have no borders. In fact, more than 70 million consumers around the world were affected by a data breach in 2023, 30% more than last year.

In this regard, Omar Azcona, Pre Sales Specialist at Experian Spanish Latam, maintains that it is important for online users and businesses to be able to expand their knowledge in technological and cybersecurity matters, to help them combat the digital risks they may face.

“Knowing the basic technological environment and concepts is the first line of defense so that people and organizations have the necessary skills and tools to protect themselves against cyber threats, improve the security of their systems and data, and respond effectively to security incidents. Understanding how these threats work is the first step to being able to effectively defend against them,” he said. Omar Azcona, Pre Sales Specialist de Experian Spanish Latam

In this context, Experian provides recommendations to take into account to help close the digital security gap:

  • Use a trusted network: Avoid connecting to unprotected public networks, especially when conducting banking transactions or entering sensitive information.
  • Have updated software: Updates contain security fixes designed to address known vulnerabilities. It’s important to make sure your programs, operating systems, and applications are up to date to ensure they’re protected against the latest cyber threats.
  • Strong passwords: Passwords are the first barrier to protecting your accounts from unauthorized access. Using passwords that include uppercase, lowercase, and numbers is always a good option. These should be easy to remember, but difficult for others to guess. If they can be changed periodically, even better.
  • Access original links: Carefully examining a website’s menu, URL, name, and overall layout can be critical in detecting potential fraudulent links, malware, or phishing attempts.
  • Using your own devices: It is recommended to access accounts from your own private devices. This prevents leaving personal data stored on third-party devices, which by entering this information could have the key to access applications, social networks or personal accounts.

“As more people become educated in technology and cybersecurity basics, the digital divide in terms of cybersecurity is reduced, meaning more people and organizations can protect themselves against cyber threats. In this way, they contribute to creating a safe environment for online users.” added Omar Azcona.

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