From the second semester of 2025, customers and users of the Colombian financial system will transform the way in which transfers and immediate payments are made, thanks to the entry into operation of BRE-B, The system that enables full interoperability in the country by allowing operations to be carried out from and from any financial entity.
Related: BRE-B: Digital payments in Colombia will be free for the first three years, then they will charge $ 6.46 per transaction
According to the bank of the Republic, this new system will allow different banks and digital wallets to communicate with each other, allowing anyone to send and receive money regardless of the financial entity to which they belong.
“Interoperability eliminates barriers that existed between different banks and platforms. Thus, it does not matter if you are in a town and the trade or the person you send money is in another city or use another bank, ”they said from the issuer.
How will retreats work at ATMs?
As of September of this 2025 Modifications on automatic cashiers in Colombia will begin to be applied, which would allow any user to take money from any private bank regardless of where you have your account or credit holder.
Find out: the immediate and digital payment system will start in 2025, the Bank of the Republic revealed
One of the main changes is that the physical card will no longer be necessary To carry out the operation. This would also help to reduce card cloning crimes.
So, With the interoperability of the network, platform users such as Nequi, Daviplata or Dale! They can carry out withdrawals and transfers safely from any enabled cashier, without the need for long displacements No barriers between entities.
This also seeks to facilitate access to the financial system in remote areas of the country, where cash use predominates and connectivity is limited.
What allows an immediate payment system?
According to the Bank of the Republic, this immediate payment system that will begin to be implemented in Colombia will allow paid y Transfers Immediately, regardless of the financial or cooperative entity where you have your account or deposit.
See also: Did you see how it works? Bre-B will revolutionize payments in Colombia and thus the banks are ready
Also make transfers or payments 24 hours a daylos 7 days a week and the 365 days a year, and people can send and receive money instantly, regardless of the entity where you have your account or deposit.
Related news :