The Galicia mortgage loan without a limit, flexible and that allows you to add up to four incomes

Galicia announced its own line of UVA mortgage loans and joins the list of entities that allow you to finance the purchase of your own home.

A peculiarity of the line UVA del Galicia Mortgage Loans the thing is has no maximum limit on its amounts: the client can request the value they need, adapted to their possibilities.

“Access to owning your own home is a desire shared by everyone. Being facilitators of that dream through our mortgage loans drives us to continue working to offer the most flexible options and exclusive benefits, such as the possibility of adding up to four incomes to be able to be a beneficiary of the loan,” he said. Fabin Kon, general manager of Galicia.

Also allows you to add the income of up to four family members to finance your house. In addition, it has a term of up to 30 years for the purchase of first and second homes and up to 10 years for expansion or renovation.

If the loan is for the purchase of a home, People will be able to access 80% of the value of the property and 50% if it is for expansion or renovation.

Another advantage of Galicia credits is that pre-cancellation is freethat is, they can be canceled in advance, totally or partially, at no cost.

“Improving people’s daily lives is part of our purpose. Fulfilling the dream of owning your own home is a desire shared by everyone that undoubtedly improves and transforms our reality. Being able to contribute to making this dream possible through our mortgage loans “it fills us with satisfaction,” he commented. Germn Ghisoni, retail banking manager in Galicia.

Requirements to access the Galicia mortgage loan

For those who collect their salary from that bank, the rate is UVA + 5.5% annually, while for clients who do not prove their salaries in Galicia, the rate is UVA + 7.5% annually.

The loan fee has a monthly update that will be adjusted according to the UVA quote and may not exceed 25% of the income of the client and that of their spouse, partner or family member at the time of granting, in case they decide add the income.

Step by step: how to obtain a mortgage loan

• Enter the Galicia App or Online Banking
• Look for the Loans section.
• Choose the New loan option and then UVA Mortgage Loan.
• Simulate the loan with the amount and term.
• Send the request. Then, Galicia will contact you by email to continue the process.

The Bank also has a simulator that allows you to do a better analysis of what you can ask for. It is reached from sactuprestamo.bancogalicia.com.ar/hipotecario.

For more information, click ac.