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Fixed term: the trick to obtain a higher interest rate
The interest rate that all banks currently offer for their Fixed deadlines It goes from 28% to 32%. This percentage turns out to be very unattractive if you take into account that just over six months ago it was 133%.
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Fixed term: the trick to obtain a higher interest rate
The decision of the banks to lower the interest rate of the Fixed deadlines It occurred after the Central Bank reduced the monetary policy rate from 50% to 40%. From that moment on, banks updated 30-day deposit yields, which were as follows:
- French Bank: 28% annual interest rate for each fixed term
- Banco Ciudad: 31% annual interest rate for each fixed term
- Banco Galicia: 30% annual interest rate for each fixed term
- Banco Nación: 30% annual interest for each fixed term
- HSBC Bank: 32% annual interest for each fixed term
- Banco Patagonia: 30% annual interest for each fixed term
- ICBC Bank: 28% annual interest for each fixed term
- Banco Santander: 28% annual interest for each fixed term
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Fixed term: how to get a higher interest rate
The trick to achieving greater interest rate It’s very simple. It is only enough to not complete the fixed deadline in banksbut in well-known applications such as Payment Market, Orange Card and Ualáwhich offer a higher interest rate on their fixed terms or paid accounts.
- Mercado Pago: 36.6% annual interest rate
- Ualá: 35% annual interest rate
- Orange Card: 40% annual interest rate
With this trick everyone can earn more money than with a fixed term made in a bank thanks to a greater interest rate. And the best thing is that you can withdraw the money at any time.
