Unemployment Insurance in Chile is presented as a financial lifeline for workers facing unemployment situations. The option to withdraw the funds accumulated in the Individual Unemployment Account (CIC) It is essential for those members who meet certain requirements.
Discover who can access this benefit, the documents necessary for the application and how to carry out the process in person or online.
Who can request a full withdrawal of their funds:
- Affiliates of the Unemployment Insurance pensioned with pensions from AFP, CAPREDENA, DIPRECA, IPS, or due to terminal illness (Law 21,309).
- Retired private home workers who continue to work as workers.
- Affiliates who choose to transfer funds from their CIC to their pension savings account in their AFP.
Documents necessary to request the withdrawal of funds:
- Valid identity card.
- Last pension payment settlement.
- Pension resolution certificate issued by the respective AFP, IPS or Provident Funds (FF. AA., CAPREDENA or DIPRECA), indicating the start date of the pension and type of pension received.
- Certificate of definitive total or partial disability with retained balance released issued by the AFP, if applicable.
- Document that certifies the reduction of years for carrying out heavy work, in the case of an early old-age pension.
Application process:
The request can be made from in person at an AFC branch or online through the AFC virtual branch. In the virtual branch, you must log in, go to the ‘My procedures’ section and press the ‘Pensioner withdrawal request’ option.
The total withdrawal of Unemployment Insurance funds in Chile is an option that provides financial support to workers, allowing them to cover their economic needs during periods of unemployment. This process offers a measure of security and control over the financial situation of members, empowering them in times of job uncertainty.
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