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Insurers will no longer offer towing services 2.jpg
The towing service will only be in the case of thefts, accidents or traffic accidents.
And he added: “In any case, from APAS Cuyo we suggest that you be careful in the treatment of this issue because there is a 90-day period for this provision to come into effect and it must be clarified that the companies have the commercial authority to offer alternatives regarding this issue.”
Changes in automotive assistance
From this provision of the Insurance Superintendency, within three months, The coverage will no longer be valid that existed until now about “transfer, towing, assistance and/or stay of the insured vehicle, generated by mechanical, battery, starting, electrical damage or problems, punctures, cuts and/or bursts of the chambers or covers, lack of fuel and/or any other that is not linked to an accident, fire, robbery and/or theft,” the official text indicated.
SSN Resolution 217.2024, which modifies the Insurance Activity Regulations, has given a period of up to 90 days to implement this change, but in addition, once 90 days have passed, the change will apply to each user at the end of the current insurance contract. , that is to say when renewing policies.
According to specialists, this is a decision that should have been made a long time ago, since mechanical assistance services and towing services are not part of the insurance purpose and alter the basic principle by which premiums must be allocated to sufficient compliance. of the insurer’s obligations and its permanent economic and financial capacity.
For many years, companies have been forced to allocate a substantial part of premium collection to providing a service that, in addition to being very expensive, is outsourced, which ends up generating other types of problems for an insurer, which ends up diverting resources and time to attend to issues that are not their own, also exposing themselves to a deterioration in their image with their clients.
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