The line will have two possible destinations: for working capital, in everything related to digital transformation (4.0 equipment, consultancies, etc.), acquisition of merchandise and/or adaptation of windows and canopies. And, on the other hand, it will allow the acquisition of furniture for renovation or adaptation of commercial spaces.
For working capital, credits may be up to 2 million pesos, with a grace period of 3 months and up to 6 months of amortization.
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Sales fell more than 10% compared to 2023.
Regarding small investments, the amounts may be up to 3 million pesos, with a grace period of 6 months and up to 12 months of amortization.
In the case of projects or companies led by women, or owned by women, a 3 percent rate subsidy will be applied.
The line is run by Retail Trade Support Program of the PyME-ADENEU Center, through which training and technical assistance are provided. In 2023 the line also operated, with which loans were granted to 14 businesses for 26 million pesos.
For more information, merchants can contact Centro PyME-ADENEU at [email protected].
Financial Planning Training
Based on an agreement signed between the PyME-ADENEU Center and the BPN, a cycle of financial education for SMEs and entrepreneurs is implemented.
Particularly for the commerce sector, the course “Financial planning for retail merchants” will take place on July 3, from 2 p.m., in the auditorium of the PyME-ADENEU Center (Sarmiento 802), in the city of Neuquén.
The meeting will allow us to understand the importance of commercial financial forecasting to anticipate and plan future financial results.
The training is free, but spaces are limited. To participate, it is necessary to register in advance at the Training Campus of the PyME-ADENEU Center: www.adeneu.com.ar/campus.
