The draft resolution requesting the President of the Tierra del Fuego Bank BTF to proceed with the implementation of a surety insurance product for rent was approved in the last session held in the provincial Legislature. with improved and accessible conditions for public employees of the province.
Within the framework of the housing and rental crisis that the island is going through, the project prepared by the Mopof bloc establishes “a differential premium and adapting the form of payment in fixed installments” for the duration of the rental contract.
He adds that the payment is managed by salary deduction, given that more and more citizens are facing serious difficulties in accessing housing, whether their own or rented.
In the foundations of the Project it is precisely indicated and, as happens at the national level, there is an “atrocious increase in the value of rentals”, as well as the variation and demand to meet the requirements to temporarily enter a home.
In this sense, he expresses that in what is the southernmost province, each tenant must pay an initial payment of approximately $1,600,000 to enter, which includes: month of advance, month of deposit, administrative and sealing expenses of the contract, plus the real estate commission.
It states that this millionaire amount “is much higher than the salary of the majority of public employees, blocking access to appropriate housing,” given that the value of the rents consume a large part of the average monthly income. And salaries are often “insufficient to cover basic expenses.”
RENTAL GUARANTEES FOR FUEGUINOS
But the project makes special reference to the impediment to guarantees, which is added to the economic question. “Access to decent housing is a crucial point in the formation of fair and equal societies, it strengthens belonging to the place where we live and work,” it adds.
He emphasizes that it is understood as a possible solution to access the guarantee required by the current rental system that “Banco de Tierra del Fuego provides a new surety insurance product with favorable conditions, accessing a differentiated premium.”
“With a form of payment in installments similar to the duration of the rental contract, which makes it easier for tenants who are public employees to manage in a practical and accessible way access to renting a home in our province. As well as on the other hand, we require optimize the conditions and requirements established in the current service provided by the entity, providing greater benefits,” says the approved text.
