Know how to access the benefit and how many times you can request it

If you are unemployed and need state help, you should know that apart from the Unemployment Insurance (or Unemployment Subsidy), there is the Solidarity Severance Fund (FCS) which is intended for those who meet certain requirements and seeks to guarantee minimum aid for members of the Unemployment Fund Administrator (AFC).

This offer of aid – managed by the AFC – is included as a important support fund for those who lost their source of employment and exhausted their Unemployment Insurance resources.

The Solidarity Unemployment Fund (FCS) can be granted in two cases:

• If the unemployed person does not have sufficient balance in his/her Individual Severance Account (CIC) to finance their expenses during the period of unemployment.
• If the person has already exhausted the balance of their CIC and needs more resources to finance itself with Unemployment Insurance.

According ChileAtiendethe fund is financed with state contribution and with 0.8% of the employer’s contribution (for those who have Indefinite contract) or 0.2% of the employer’s contribution (if applicable) term contract permanentfor work or task).

Requirements to access the Solidarity Unemployment Fund:

1. Be unemployed at the time of requesting it.
2. Having insufficient resources in your CIC to fund payments while you are unemployed.
3. Have 10 contributions paid in the Solidarity Unemployment Fund at least 24 months (two years) prior to dismissal. Contributions are counted from the date of affiliation or from the last payment of the insurance until the month prior to the end of the employment relationship.
4. The last three contributions must be continuous and belong to the same employer.
5. The employment contract must have ended by expiration of the agreed term, due to the conclusion of the work or service that gave rise to the contract, fortuitous event, force majeure, establishment or service.
6. Have an active account in the National Employment Exchange, along with accepting the job and training opportunities that are available on the platform.
7. Have 8 paid contributions (any type of contract), in case you have lost your job in an area decreed in a State of Constitutional Disaster Exception, areas affected by a natural disaster or complex health alert.

If you meet these requirements, You can access the AFC website and click on the “Virtual Branch” option to enter the RUT and Unique Key (or AFC Key).

The procedure is also available at AFC offices, by presenting a valid identity card and a settlement or document proving the loss of work.

A person can access the Solidarity Unemployment Fund up to 10 times in five years.