In today’s world, having a vehicle has become a necessity for many people. However, the initial cost of purchasing a car can be a barrier for some. That is why many opt for other means such as motorcycles or bicycles. Taking this situation into account, the National Bank launched financing options such as credits for the purchase of motorcyclesskateboards and electric bicycles.
This is the Mobile Nation program, which offers the possibility of financing up to 100% of the value of the vehicle and accessories, with a maximum limit of $15,000,000 (VAT included). This credit It is granted for a period of 36 months, with monthly, equal and consecutive installments.
What is the interest rate on these Banco Nación loans?
The interest rate applicable in this program National Bank varies depending on certain criteria:
- For those users who receive their salaries or retirements through the National Bankthe rate will be 48% fixed TNA (Annual Nominal Rate).
- On the other hand, users who do not receive their salaries or pensions in the BNA can also access this same rate, as long as they debit the BNA fee. credit on a BNA credit card. This credit card can be requested at the same time as the credit for the purchase of the vehicle.
Where are vehicles purchased?
According to the program of National Bankthe motorcyclesskateboards and bicycles will be sold through the bank’s store, where the available models and stocks will be detailed.
It is important to note that the loan is subject to credit approval. Furthermore, the credit It is granted with a single signature, which means that the presentation of additional guarantees is not required. However, the signing of a promissory note in favor of the Bank for the total amount of the agreed credit will be requested, as a security measure for both parties.
